Salt Lake City, Provo and Ogden VA Loans

If you are a qualified veteran interested in purchasing or building a new house in Salt Lake City, Provo or Ogden, right now is a great time to do so with a VA Loan. The VA Home Loan Guaranty Program has many great benefits that make homeownership affordable. Plus, housing prices are lower than they have been in recent years, making it possible to afford a bigger house than ever before.

Benefits

One major benefit of VA Loans is that qualified veterans do not need to supply a down payment on the house. This means that even if you don’t have money put away in a savings account, you can still buy a new house for you and your family. To make the loan process even more affordable, the VA offers really competitive interest rates and does not require that you pay private monthly mortgage insurance on the loan. Further benefits include low closing costs, quick approval, flexible repayment options and simple refinancing.

How to Qualify

To qualify for a VA Loan in Salt Lake City, Provo or Ogden, you must serve a minimum of 181 days of regular active-duty service. If you are no longer serving in the military, you can still qualify if you served 181 days and were discharged under honorable circumstances. For a full list of exceptions on qualifying, see the VA’s website.

Certificate of Eligibility

If you think you qualify, you or your lender will need to submit an eligibility form with the VA. Once they have reviewed and approved your application, you will be sent a Certificate of Eligibility (COE) in the mail. With your COE in hand, you are then free to either get pre-approved immediately or start shopping for your new house.

Refinancing

If you already have a VA Loan and want to take advantage of low interest rates, you should consider refinancing with an Interest Rate Reduction Refinancing Loan (IRRRL). The IRRRL is incredibly easy – it requires not additional paperwork or out-of-pocket expenses.

Get Started Today!

Whether you are looking to refinance or become a first time homeowner, we would love to help. Take a minute to fill out our form. It’s fast, secure, simple and 100% free!

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