Charlotte, Gastonia and Rock Hill VA Loans

Qualified veterans interested in relocating to Charlotte, Gastonia or Rock Hill will want to consider using a North Carolina VA Loan to purchase their new house. The VA has made the entire loan process as simple and affordable for all its military members and veterans. Millions of veterans have taken advantage of the Loan Guaranty Program and made homeownership a reality, and today the process is even simpler and less expensive than ever.

Benefits

The first major benefit of a VA Loan is the no-down payment feature. When you apply for the loan you won’t be required to provide any down payment on the property, making it possible to become a homeowner even if you don’t have money saved up. You also won’t have to pay any private mortgage insurance (PMI) which will greatly reduce your overall monthly payments. A few additional benefits of the VA Home Loan Guaranty Program include: minimal closing fees, flexible repayment plans, streamlined refinancing and quick approval.

Qualifying

In order to qualify for a VA Loan in Charlotte, Gastonia or Rock Hill, you must serve a minimum of 181 days of regular active-duty service. If you served this time and were honorably discharged from the military, you will also be able to qualify for a VA Loan. To start the process, you or your lender will need to submit an eligibility form with the VA. Once they have gone over your application you will be sent a Certificate of Eligibility (COE) in the mail.

Steps to Obtaining a Loan

Before you start looking for houses it’s a good idea to get pre-qualified for a loan. This way you will know exactly how much you will be able to afford for a new house. Once you have found your house you will need to go through all the steps to obtaining the loan which include supplying financial documents, having the house appraised and paying all closing fees. After that you are free to enjoy your great new house!

Get Started Today!

Let us help you get started on your VA Loan today by filling out our 1 minute VA Loan form. We have a team of VA specialists who are ready to help you anyway we can so that you can start taking advantage of the VA benefits today!

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