Middlesex, Somerset and Union VA Loans

If you are a veteran or current military personnel thinking of relocating to Middlesex, Somerset or Union, right now is a great time to apply for a VA Home Loan. The VA Home Loan Guaranty Program has been helping veterans and their families afford homes for over fifty years. Right now the entire loan process is easier and more affordable than ever.


The first major benefit of a VA Loan is the zero-down feature. Right now you can qualify for VA Loans in Middlesex, Somerset and Union without having to supply a down payment on the property. This means that even if you don’t have any money saved up, you will still be able to realize the dream of homeownership. Additionally, you won’t be required to pay private monthly mortgage insurance. The other great benefits extended to you through the VA include low interest rates, minimal closing fees, flexible repayment plans, streamlined refinancing and quick approval. Plus, with a VA Loan you get the full support of the VA if you should ever run into any problems with your payments further down the road.


Veterans and current military personnel who have served a minimum of 181 days of regular active-duty service are eligible for VA Loans. In order to establish your eligibility, you or your lender will need to submit a form with the VA. Once they have approved your application you will be issued a Certificate of Eligibility (COE).

If you do not fit the guidelines, there’s a chance you may still be able to qualify. Be sure to check out the VA’s list of exceptions on their website.


If you already have a VA Loan and want to take advantage of a lower interest rate, you can apply for an Interest Rate Reduction Refinancing Loan (IRRRL). The IRRRL is fast, requires no additional paperwork or out-of-pocket expenses. You also have the option of applying for a VA Cash-out refinance if you need to borrow money against the house’s equity for whatever reason.

Getting Pre-approved

If you are interested in obtaining a VA Loan, let us help you get started by taking a minute to fill out our online form. Pre-approval is fast, free and has no strings attached. Let us help you take advantage of the huge VA benefits today!

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