New Hampshire VA Loans

If you are a qualified veteran looking to purchase a house in New Hampshire, you will definitely want to consider going through the VA to obtain your loan. Right now it is possible to qualify for a loan in the upper six-figures without having to supply a down payment on the house. This is hugely beneficial to all potential homeowners, especially when you consider the fact that conventional loans can sometimes require as much as 20% for a down payment. The other benefits of a VA Loan include no monthly insurance, flexible repayment plans, low interest rates, easy refinancing and minimal closing fees.

Steps to Obtaining a VA Loan

Fill out the eligibility form

The first thing you will need to do before you can qualify for a VA Loan is to establish your eligibility with the VA. In order to be eligible you must have served a minimum of 181 days of regular active-duty service. If you are a veteran, you must have served this time and been honorably discharged from the military.

Go house shopping

Start looking at houses for you and your family. You might want to consider getting pre-approved for a loan before you start this process so you know exactly how much you can afford. Once you have found the house you want you will need to sign an agreement which will be pending approval of the loan.

Find a lender

The next step is to find a private lender. You are free to choose between a bank, savings & loans and a mortgage company so long as they participate in the VA Loan Guaranty Program. Once you have your lender you will need to fill out the necessary paperwork, supply financial documents and pay closing fees.

Attend the closing

When your loan has been approved, you and any co-borrowers will need to attend the closing of the loan. During this time the loan officer or loan attorney will inform you of the details of the loan and payments. You will need to sign the mortgage and all notes during this time. Then, you are free to enjoy your lovely New Hampshire home!

Get Pre-approved Today

Consult with one of our VA home specialists today by filling out a 1 minute VA loan form so you can start taking advantage of the VA Loan Program today!

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