Miami Ft Lauderdale-Hollywood VA Loans

Welcome to the “Venice of America”, Welcome to Miami –Fort Lauderdale-Hollywood, the best scenic places to settle in the US. If you are planning to relocate you will fall in love with its bountiful beaches and the hustle-bustle of the yachting centers. Not to forget the chain of restaurants, some 4000 and still counting. The nightclubs are inviting. If you have a passion for arts, there are unlimited places where you can forget yourself – an exclusive east-west corridor along Las Ollas Boulevard, the series of forts, the museums to mention a few.

The cost of living is cheaper and hence buying houses is much affordable. Veterans have a slight edge when they try to relocate to Ft. Lauderdale, thanks to the effort of VA. The Miami-Ft. Lauderdale-Hollywood VA Loans are a blessing to the millions of eligible veterans to own their dream home across the US.

Do you know the benefits?

The more popular Miami-Ft. Lauderdale-Hollywood VA Loans have favorable terms with competitive interest rates and characteristic features. There is complete (100%) financing for new home purchases, which means that there is no down payment required. The Miami-Ft. Lauderdale-Hollywood VA Loans never has prepaid penalty, they can be paid at any time. There is no necessity to pay monthly mortgage insurance premiums (doesn’t this guarantee monthly saving of a few hundreds of dollars?) There is a provision to finance the VA funding fee which has a reduced fee with a down payment of 5% but this is exempted for veterans who receive VA compensation. There are fixed-rate mortgages for a term of 30 years. There is easy and streamlined approach for purchase, rate/term refinances and cash-out refinance.

How do you qualify?

Miami-Ft. Lauderdale-Hollywood VA Loans can be availed by World War II veterans, those who fought the Korean conflict and Vietnam War and others who served on active duty for a minimum of 90 days of service during the war time or 181 days minimum during peacetime. For national guards, 6 year requirement and specific rules for their surviving spouses. For those who are on a regular duty, they must have served 181 days. For surviving spouse, they can remarry once they attain age 57, or after December 16, 2003.

Any Certificates?

Miami-Ft. Lauderdale-Hollywood VA Loans are similar to other conventional loans and has a requirement that the applicant has a certificate of eligibility that could be obtained here. For some, VA could help to establish the eligibility without the proof of service but to avoid delays, providing the evidence speeds the granting.

Apply now

The VA Loan Process is easy. Start today by filling out our 1-minute quote form. You’ll be contacted by a loan representative who will take you through the rest of the process.

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100% free, no obligation

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