San Francisco VA Loans

If you’re a veteran who is qualified for the VA loan then San Francisco is the place to be at. VA loans are given to officers who have completed a respectable period of duty in specified regions. It is an easy mortgage payment given by the government for home and business requirements.

It has helped many veterans and their families afford a home of their choice in San Francisco city. It has many attractive features like low interest rates, no monthly payments for mortgage insurance, do won payment, easy refinancing, flexible repayment plans and so on. Members who have served 90 days and with no dishonorable discharge are eligible for this loan and do not require a clean credit record.

The procedure is simple, once you qualify for the loan you are required to fill out an application and then await approval. Once this happens the loan is granted through a speedy process. The California state has an added advantage with falling prices in real estate and increased loan limits enabling easier purchase of a home of your choice. The VA also offers extra benefits for veterans who are disabled.

VA loans offer the following added protection:

New home builders must buy a one year warranty that the home is in accordance with all VA plans and specification

In case of construction or alteration done under supervision of the VA, the veteran borrower is compensated in case any structural defects or deficits are found affecting viability of the home.

There are VA loan specialists available to talk to in order to clarify and gather all the information you need on being eligible, getting the loan and using it.

Once a certificate of eligibility is obtained by the candidate, the application for the form has to be filled out. After applying a VA loan specialist will contact you with more information on proceedings.

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